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Hi Neighbor, I'm David A. Iobst, CFP®

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Retirement Considerations for Delaware State Employees

Learn the key retirement planning considerations for Delaware state employees, including pension rules, eligibility requirements, return-to-work restrictions, and supplemental benefits. Understand how the Delaware State Employees’ Pension Plan works and how to prepare for a secure, confident retirement.
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Early Retirement: Key Factors to Consider

Considering early retirement? Here’s a clear checklist covering health insurance, income gaps, withdrawal strategy, taxes, lifestyle planning, and risks like rising costs and long-term care. Includes a short note for federal employees in DE, MD, and PA. A helpful guide to evaluate whether early retirement is right for you.
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Understanding Your 401(k) Rollover Options

Learn your 401(k) rollover options when changing jobs. Understand the pros and cons of leaving your plan, moving it to a new employer, rolling it into an IRA, or cashing out. A clear, helpful guide for anyone planning their next financial step.
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